Is It Always About Money?…

I’m pretty cheap most of the time … well maybe I should rephrase and call myself frugal.

I think it is how I was raised and a recent relation with the economy.  Money has always been something you were told to hold on to.  Save where you can.  Spend only if you have to.  My grandmother used to say, “Pad that bank account sweetie.”  What in the world.  Who says that to a 16 year old.  I guess she did.

I started thinking the other day about saving the all mighty dollar.  Is it always about money? Does it always have to be about saving it?

Here is an example:

I used to coupon much more frequently than I do now.  It was like a game for me, “How much did I save this week?”  What I didn’t realize was I ended up spending money to save money.  I bought stuff I normally wouldn’t buy just because I could get it for $0.25 or $0.50. When I started throwing away these “awesome deals” I realized I needed to take a break from the game.

Another example:

I would drive all over town just to save $1 or $2 on a few items that were on sale {grocery speaking}.  I’m pretty sure I ate up that dollar in gas.

And lastly:

Americans are tight little people these days.  We are wound up tight and we hold tight to our money.  One area where I think we should let go is vacations.  We don’t take enough vacations according to study after study.  We also tend to look for the cheapest way to vacation.  How about this, if you really want to go to {insert location} then set a goal and make it happen.  Raymond wants to visit Disney World for our next vacation and go all-inclusive.  My cheapiness would normally balk at this, but I’m actually all in.  Yes we will need to do some planning, but I’m looking forward to an amazing vacation where I’m not asking what the drink special is or eating at McDonalds to save a little cash.

Now — your turn.  Thoughts? Feedback?

Disclaimer: I’m not saying you should spend frivolously either.

Until next time…